Dear Friend,

Credit report repair agencies and law firms charge hundreds and even thousands of dollars for credit repair services. Some consumers complain that even after paying for credit repair services up front, the credit repair agencies failed to fix their credit scores and in some cases made things worse.

BEWARE OF CREDIT REPAIR SPECIALIST
ASKING FOR UP FRONT FEES

According to the Federal Trade Commission, many Credit Repair Specialists promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. After you pay them hundreds or thousands of dollars in fees, many of these companies do nothing to improve your credit report and simply vanish with your money. Under the Credit Repair Organizations Act, "credit repair companies cannot require you to pay until they have completed the services they have promised" (per the FTC).

The FTC states; "Self Help May Be Best"

TAKE CHARGE OF YOUR CREDIT

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In our Do it Yourself Credit Repair Report, we explain step-by-step how to Legally Repair Your Credit and how to Improve Your Credit Rating. We show you the same methods used by the experts. We also show you how to Wipe Out Debts Without Bankruptcy, using a little-known proviso of a 1938 law.

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Debbie Jensen
Editor / Owner
ArticleNexus.com